4 Alternative Ways to Pay Over Time
Apply Now to See How Much You Qualify For
0% APR Available*Checking your rate won’t affect your credit score.LEARN MORE
OPTION 2
Fair Credit and HigherNo impact on credit to applyLEARN MORE
OPTION 3
No Credit NeededFlexible lease-to-own options.LEARN MORE
OPTION 4
Buy now. Pay over time.No impact to your credit score if declined.LEARN MORE
Not sure which one? Call us at 800-387-5250
OPTION 1
Financing Available
Clear, transparent terms • Competitive Rates • No prepayment penalties.
Check your rate
Pay Over Time
Through Bread Pay™, we offer easy and affordable financing options so you can pay for your purchase over time.
Check your rate in seconds without leaving our site:
Checking your rate won’t affect your credit score.
Affordable Monthly Plans
Buy now and pay for your purchase over time at competitive interest rates.
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won’t affect your credit score. Your data is safe and encrypted.
*Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price and product. Down payment may be required. Subject to approval of credit application. Rates range from 0% to 34.99% APR, resulting in, for example 36 monthly payments of $38.19 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.
OPTION 2
Fair Credit and Higher
OPTION 3
Progressive Leasing: No Credit Needed
No Credit Needed
Available at Checkout
Instant Decision
90 Day Purchase Option: Standard agreement offers 12 months to ownership. 90-day purchase options cost more than retailer’s cash price (except 3-month option in CA). To purchase early, call 877-898-1970 Retailer cannot activate early purchase options.
Not available in MN, NJ, VT, WI, WY
Must be 18 or older
Social Security or ITIN required
A bank routing and account number for an open and active checking account is required
An active credit or debit card number is required
Flexible lease-to-own options.
No credit needed.
The advertised service is lease-to-own or a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.
Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
OPTION 4
PayPal Credit
A 0% interest offer you can use again and again
CREDIT
No Interest if paid in full in 6 months on purchases of $149+Check out with PayPal and choose PayPal Credit.US customers only. Subject to credit approval. See terms
LEARN MORE
Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. Subject to credit approval. Applying is easy with no impact to your credit score if declined. An approved application will result in a hard credit inquiry, which may impact your credit score.